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mortgage loan rates

 

A ONE - FOUR FAMILY OWNER OCCUPIED FIRST MORTGAGES
January 31, 2012

 

30 YEAR FIXED RATE LOAN
Interest Rate Points APR
5.250% 1.5 5.440%
5.500% 0 5.553%
Jumbo*
6.375%* 1.5 6.574%
6.625%* 0 6.678%
* - "Jumbo" rates apply to loans in excess of $417,000 (1 unit), $533,850 (2 units), $645,300 (3 units), and $801,950 (4 units)

 

15 YEAR FIXED RATE LOAN
Interest Rate Points APR
4.500% 1.5 4.822%
4.750% 0 4.843%
Jumbo*
5.625% 1.5 5.950%
6.00% 0 6.089%
* - "Jumbo" rates apply to loans in excess of $417,000 (1 unit), $533,850 (2 units), $645,300 (3 units), and $801,950 (4 units)

 

10 YEAR FIXED RATE LOAN
Interest Rate Points APR
4.375% 1.5 4.837%
4.625% 0 4.759%
Jumbo*
5.500% 1.5 5.961%
5.750% 0 5.877%

* - "Jumbo" rates apply to loans in excess of $417,000 (1 unit), $533,850 (2 units), $645,300 (3 units), and $801,950 (4 units)